How To Use Water Wisely

Until we are hit by water disruption or rationing, most of us would hardly ever think about conserving water. In those times, we are reminded that fresh, clean water is a precious and limited resource, and we should take steps not to waste it. In general, water conservation falls into the five categories mentioned below, … Continued

Why Your Work Medical Insurance Coverage Is Not Enough

One of the great things about having a full-time job is the perks that come with it. Paid medical and annual leave, EPF employer contributions and medical insurance are part of the usual benefits offered to employees. However, if the company insurance policy is the only insurance coverage that you have, you could actually be … Continued

5 Signs You Are Living Beyond Your Means

Living within your means is basically spending less than what you earn. It sounds simple but it’s not always easy to do. In fact, many Malaysians are spending more than what they can afford. According to a 2016 Manulife research, 68% of Malaysians are currently in debt which mostly due to daily living expenses. Here … Continued